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Is FEGLI taking you to
the cleaners?
Let Our Life Plan Take You To The Bank!
HOW DOES PBA’S FEGLI ALTERNATIVE PROGRAM WORK?
Our representative provides you with an in-depth computer analysis of your FEGLI
Benefits and reviews alternatives tailored to meet your objectives.
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CAN YOU SHOW ME AN EXAMPLE OF THESE SAVINGS? YES!
The examples below show the 30-year cost of FEGLI and PBA’S Select Term for a
35-year old Federal Employee. $250,000 Coverage
FEGLI “OPTION B” UNISEX RATES (RATE INCREASE EVERY 5 YEARS)
Age 35-39 $ 10.00 Bi-weekly
40-44 $ 15.00 Bi-weekly
45-49 $ 22.50 Bi-weekly
50-54 $ 35.00 Bi-weekly
55-59 $ 70.00 Bi-weekly
60-64 $ 150.00 Bi-weekly
30 Year Total Cost: $ 39,325.00
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PBA SELECT TERM RATE LEVEL FOR 30 YEARS
Age 35-64 $250,000.00 Coverage
Male-Preferred Underwriting Status-Tobacco Non-User
Age 35-64: $ 16.35 Bi-weekly
30-Year Total Cost: $ 12,753
Male-Standard Underwriting Status-Tobacco Non-User
Age 35-64: $ 24.83 Bi-weekly
30-Year Total Cost: $ 19,367
Female-Preferred Underwriting Status-Tobacco Non-User
Age 35-64: $ 13.36 Bi-weekly
30-Year Total Cost: $ 10,421
Female-Standard Underwriting Status-Tobacco Non-User
Age 35-64: $ 19.94 Bi-weekly
30-Year Total Cost: $ 15,553
In the above examples, premiums in the early years for FEGLI “Option B” are less than PBA’s Select Term’s level premium and does not recognize that, because of interest, a dollar in the
future has less value than a dollar today.
FEGLI Comparison Worksheet
CALL NOW TOLL FREE # 1-800-578-2082
FOR A QUOTE
OR CLICK HERE TO SUBMIT A REQUEST FOR A QUOTE:
Life Quote
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Level Term Life Insurance
Now Available For
Federal Employees |
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» No Medical Questions
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No Physical Exams
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No Contacting Doctors
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Up to $100,000 Level Coverage
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10 & 20 Year Level Premium
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Renewable Options to Age 80 |
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If you can answer "yes" to only one question,
you can get up to $100,000 of 20 Year Coverage.
Are You Currently Actively At Work?
If you're eligible for and choose Family Coverage,
you may elect up to $50,000
coverage for your spouse and up to $20,000 coverage for your children.
Important Feature: At end of term period, coverage renews for another
identical term period
at your then attained age without proof of insurability (coverage ends at age 80). |
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Questions?? Call
Professional Benefit Administrators |
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#1-800-578-2082 |
Junior Estate
Builder
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TERM & UNIVERSAL LIFE AVAILABLE
CHOOSE FROM MANY COMPANIES
COMPETITIVE RATES
Call for a Free Quote
800.578.2082 |
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