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Here's good news for future
PPO participants. Our dental network is made up of more than 55,000 dental professionals nationwide. That means a great choice of in-network dentists. And a valuable group dental plan for employers and employees alike. With our large dental network, there's
never been a better time For more information: (800) 578-2082 |
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| Coinsurance | Deductible | Services | Year One* |
Year Two* |
Year Three* |
| and
Deductible |
$0 $50 $50 $50 $0 |
Preventive Basic I** Basic II*** Major**** Ortho***** |
100% 50% 25% 0% 0% |
100% 80% 50% 25% 0% |
100% 80% 80% 50% 50% |
Maximums: |
$1000
Calendar Year Non-Ortho Maximum $1000 Lifetime Ortho Maximum |
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| Miscellaneous: | Deductible
waived for preventive in network only * Out-of-network reimbursement based on Maximum Allowable Charges (MAC). ** Basic I services include: X-rays (intra-oral), fillings, sealants. *** Basic II services include: endodontics, minor periodontics, simple extraction, and minor restorations. **** Major services include periodontic surgery, complex oral surgery, and major restorations. ***** Orthodontic benefits cover adults and children, and begin in year three. |
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Waiting Periods: |
No waiting periods apply | ||||
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Dental Provisions: |
>
AIG National Dental Network SM dentists must be used for
in network
reimbursement. > Employee benefits graduate during the second and third years that they are covered under the plan. > Child(ren)'s coverage terminates at age 19; or 25 if full-time student. > Contributory for employees and dependants. > 30-day initial open enrollment. If coverage is waived, employee must wait for the next open enrollment. > 30-day annual open enrollment will allow either new hires or current employees who previously waived coverage, the opportunity to enroll. |
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